McInerney Barratt Financial Solutions
Peace of mind

Disclaimer Policy

This website is operated by MBFS. Use of the website and information displayed on it is governed by the following terms. The information is directed to and available for Australian residents only. Information available on the website is provided by MBFS and may also be provided by third party providers not related to the MBFS.

Limitation of Liability

The information displayed on this website is a summary only and should not be construed as investment advice or securities recommendations. It is prepared for general information and not having regard to any particular person’s investment objectives, financial situation or needs. No recommendation (express or implied) or other information should be acted on without obtaining professional advice. While the information displayed on this website is based on information obtained from sources which it believes to be reliable, MBFS has not independently verified that information and makes no warranties that it is complete, accurate, up to date or fit for the purpose for which it is required.

It should be noted that past performance is not indicative of future performance. All information displayed on this website is subject to change without notice. To the maximum extent permitted by law, MBFS will not be liable to any party in contract, tort (including for negligence) or otherwise for any loss or damage arising either directly or indirectly as a result of reliance on, use of or inability to use any information displayed on this website. No responsibility is taken for persons acting on information contained herein and do so at their own risk. We declare that MBFS, its authorised representatives and employees may: be related to or associated with companies or have an interest in the securities herein mentioned. Brokerage or commission may be earned by MBFS and/or persons associated with it in respect of any business transacted by it or any of them in all or any products and securities. Where personal advice is sought, these fees and charges will be disclosed in full.

Third Party Information and Links

Some of the information displayed on this website may be provided by third parties who are not related to MBFS. MBFS is not in any way responsible for and does not guarantee the quality or accuracy of any third party information. This website may also contain links to websites operated by third parties who are not related to MBFS. Such links are provided for convenience only and do not represent any endorsement or approval by MBFS of those third parties or the information, products or services displayed or offered on the third party websites. To the maximum extent permitted by law, MBFS will not be liable to any party in contract, tort (including for negligence) or otherwise for any loss or damage arising either directly or indirectly from reliance on, the use of or inability to use any third party information or third party websites.

Copyright Policy

© 2012 MBFS. The material on this website is protected by Australian Copyright Legislation and in copyright legislation in other countries. You may make copies of portions of this website solely for your own information, research or study provided that you do not modify the copy from how it appears on the website and include the copyright notice appearing above on the copy that you make. Save for the foregoing, you must not reproduce, frame (by whatever means), link to or otherwise use any of the material on the site without first obtaining the written permission of MBFS (, or unless specifically permitted by the Copyright Act 1968 or similar copyright legislation.

Privacy Policy

MBFS respects your privacy and is committed to protecting your privacy. At MBFS, we understand the importance you attach to your personal information and we want to help you protect it. We are committed to supporting, the National Privacy Principles established under the Privacy Amendment (Private sector) Act 2001.

What Information We Collect

Your personal information is collected for the purpose of providing you with the service(s) you have requested. Generally the type of personal information we collect includes your name, your mailing address, telephone number, e-mail address, date of birth, marital status, your partner’s name and date of birth, income and other financial details, employment details and credit history. We collect most personal information about you, directly from you. We will only collect personal information from you by lawful and fair means, without being unreasonably intrusive, such as, completing a questionnaire, register for any events and seminars, visit our website, deal with us over the telephone, send us a letter, or have contact with us personally etc.

How we use your personal information

We will only use the information you provided for the purpose of providing you with the service(s) you have requested. Your personal information will only be used for the main purpose of collection, except where you consent to us using that personal information for another purpose, where the other purpose is related to the main purpose and you would reasonably expect us to use the personal information for that other purpose, or where it is permitted or required by law, or we reasonably believe it is necessary on health and public safety grounds to use the personal information for another purpose. From time to time, we may also use your contact details for marketing communications activities. We respect your choice to opt out of these activities. Should you decide you do not wish to receive marketing or promotional material from us at any time, please let us know by sending us an e-mail ( or write to us at 134 Rose Terrace,
Wayville SA 5034

Will we share your personal information to outside parties?

We will not disclose your personal information unless the disclosure is required, or allowed under law, or in connection with legal proceedings; has your consent (expressly or implied); or is to organisations with whom we have a business relationship who are bound by strict confidentiality. You agree that not all recipients of your personal information may have privacy policies equivalent to MBFS’s and you consent to the disclosure of your personal information for those purposes.

Access to your personal information

You can request us to provide you with access to personal information we hold about you. We may allow an inspection of your personal information in person, or provide copies or a summary of relevant documents, depending on what is the most appropriate in the circumstances. Any charge we make for providing access will be reasonable. Your request to access your personal information will be dealt with in a reasonable time. Note that we need not provide access to personal information if a request is frivolous, or where to provide access would pose a threat to health or public safety, unreasonable interference with another person’s privacy, or be a breach of the law. If we refuse access, we will provide you with reasons for doing so.

Our security procedures

MBFS takes your privacy and the privacy of its affiliates and their clients very seriously. We will take reasonable steps to protect any personal information you provide to us from misuse, loss or unauthorised access, modification and disclosure. We review our security procedures from time to time and update them when relevant.

Links to other sites

MBFS’s website has provided links to other sites for you to access. You should be aware that these other sites are not subject to our privacy standards and procedures. You will need to contact them directly to ascertain their privacy standards.

Changes to our Privacy Statement

This information relates to our current privacy standards. From time to time, we may vary our privacy standards for any reasons. We will publish any changes on this website. This privacy statement was last amended on Jan 2011.

Complaints Resolution

MBFS is committed to providing a fair and responsible system for the handling of complaints from parties whose personal information we hold. We will address any concerns you have through our complaints handling process. If you have any concerns regarding the way we have handled your privacy please send us an e-mail ( or write to us at 134 Rose Terrace, Wayville SA 5034.

Mark McInerney & James Barratt are Authorised Representatives of MBFS Pty Ltd
ABN 42 156 048 074. Australian Financial Services Licensee 420378, 134 Rose Tce, Wayville SA 5034

134 Rose Terrace Wayville SA 5034